LPG Conversion & Car Insurance: What You Need to Know

Why You Must Notify Your Insurer

Any change to your vehicle’s specifications must be reported to your insurance provider; otherwise your policy may be invalidated when you file a claim. Since 2023, Estonia requires every LPG conversion to be registered with the Transpordiamet (Transport Administration). This official record makes the modification undeniable, so skipping the insurer notice risks a denied payout or reduced settlement. Our turnkey service supplies all registration paperwork, ensuring the conversion is fully compliant from the moment you drive away.

How LPG Influences Comprehensive Cover

Comprehensive (Kasko) insurance evaluates risk based on the car’s original build. Adding an LPG system introduces a new fuel tank, lines, injectors and electronic controls. The insurer’s main concern is whether the system is professionally installed, certified and legally registered. Modern LPG kits from the 4th generation onward include at least two independent safety levels, an automatic gas‑shut‑off valve that activates on impact, and a multivalve on the tank. These features greatly reduce fire or explosion hazards, addressing older safety worries. We only fit components from approved brands: Alex, AC Stag, Lovato, Landi Renzo, Digitronic and Tomasetto. Providing these details lets the insurer correctly assess the modified vehicle.

What to Share with Your Insurer

Tell them the vehicle now carries a professionally installed, certified LPG system. State that the conversion uses modern components and is officially recorded with the Transpordiamet. Mention if it is a 4th‑generation sequential‑injection setup (our most common) or a 6th‑generation liquid‑phase kit for direct‑injection or turbocharged engines. Insurers may adjust the premium slightly to reflect the added system value, but the change is usually modest because the safety equipment lowers risk. Knowing the exact installation cost helps: a 3‑4 cylinder Econom package is 900 €, a Standart 3‑4 cylinder is 1 200 €, Premium 3‑4 cylinder is 1 600 €; for 5‑6 cylinders Standart is 1 300 €, Premium 1 650 €; an 8‑cylinder Standart is 1 600 €, Premium 1 900 €. These figures are useful when discussing coverage limits.

Our Role in Ensuring Compliance

GBO Eesti, located at Magasini tn 31b, 10138 Tallinn, handles the full LPG conversion cycle: system selection, installation with certified parts, maintenance, repair, dismantling and all required registration. We charge 40 € per hour for labour‑based tasks such as diagnostics, repairs or routine maintenance. The mandatory ARK registration starts at 120 €. After installation, drivers typically save 35‑45 % on fuel costs; LPG costs about half the price of petrol per litre, though consumption rises 10‑15 % by volume. Payback usually occurs within 10‑18 months, faster for taxis or high‑mileage vehicles. Because we supply the full documentation package, you leave our workshop with a vehicle that is both road‑legal and ready for insurance verification.

Next Steps

If you want to see exact pricing for your engine size, consult our prices page. For a broader look at what we offer, visit the services section. When you’re ready to discuss your specific vehicle or schedule an appointment, get in touch – we’ll walk you through the options and answer any questions.

Call us to start the conversation.